If you are experiencing a hardship and need a mortgage assistance program, you may be required to provide certain information including (but not limited to):
- Income verification
- Prior year’s W-2 or Tax Return (if self-employed)
- Copy of P&L statement (if self-employed)
- Letter of hardship
- Current bank statements
When you submit your information, it must include a completed and executed Mortgage Assistance Application (RMA). The RMA outlines additional documentation that must be provided with your application. This additional documentation is based on your applicable financial situation and intent with the home.
To discuss options for avoiding foreclosure, please contact at 1-800-ADLOANS
If you would like counseling or assistance, you can contact the U.S. Department of Housing and Urban Development (HUD): For a list of homeownership counselors or counseling organizations in your area, go to http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm or call 800-569-4287.